February 21st, 2008
Some of these savings account rates are pulled from Bankrate.com, others are found by yours truly:
As of Feb. 21, 2008
E-Trade 4.10% APY
Emigrant Direct 3.60% APY
ING Direct 3.40% APY
HSBC 3.55% APY
Nationwide 4.35% APY
Capital One 3.25% APY
EverBank 4.15% APY
iGoBanking.com 3.90% APY
Some of these accounts have a minimum deposit limit of $5,000-10,000, but for the majority a simple $1 [...]
Filed under: Saving
February 21st, 2008
Over the past year or so, my utility bill for my 3 bedroom townhouse has been through the roof. We all understand the paying the utility bill every month is a necessary pain that has to be done, but it doesn’t have to be so painful. For the past 4 months, my electric bill had [...]
Filed under: Green
February 20th, 2008
Lets face it a lot of scared investors do not want to manage a property or have their name on a mortgage. But there are still investment opportunities that can earn you an interest well about the normal index fund. There are investment companies that give interest rates of generally 15% and up and can [...]
Filed under: Investments, Portfolio Income, Real Estate
February 20th, 2008
Most traditional investors who either buy and sell stocks and mutual funds that like to follow the price of gas or crude oil usually monitor the oil stocks or look at the worldwide commodity prices for either Brent or Light Sweet crude. Although the price of gas typically follows the path of Light Sweet Crude [...]
Filed under: Investments
February 19th, 2008
There are a couple of reasons people don’t invest in real estate, so today I would like to present some ways to help you get around those problems.
People are scared of how large the numbers are. When people look down and see they are signing for a $200,000 mortgage they get nervous, and rightly so. [...]
Filed under: Due Diligence, Real Estate
February 18th, 2008
I cannot count the number of times I have found myself at school in the middle of class with my stomach growling. This is because I generally forget or just choose not to pack a lunch/snack. And my body’s way of responding is by making these large growls, I have no control over them.
Sometimes I [...]
Filed under: Frugal, Saving
February 18th, 2008
Certain blue chips offer dividends. Mutual funds do as well. The deciding factor is whether or not you opt for a cash payement or re-invest the cash dividends in your fund.
Specifically speaking in refrence to my portfolio, my shares of my stocks are sent with a cash payment each time the board approves a dividened. [...]
Filed under: Investments
February 16th, 2008
As a weekly tradition, Peter and I like to share some of the best articles that we have read during the week. Some of the articles I show vary in subject, but mostly stick to the overall theme of the blog. So lets get started!
John Chow and Taking Money out of Taxes - One of [...]
Filed under: Articles
February 15th, 2008
Were already on to part 5. For this one I decided not to pick an indicator that people already look at such as property prices or vacancy rates. Instead we need to look at the media sentiment, this is essentially what the media thinks of the real estate market. Because people tend to believe the [...]
Filed under: Due Diligence, Investments, Real Estate
February 15th, 2008
Thank you President Bush and Rep. Pelosi for giving my parents $600 and myself roughly $300 to help stimulate the economy. I haven’t seen any figures at to exactly how many Americans are receiving this financial aid package, but I do know that the stimulus package was at $168,000,000,000. Sounds like a lot, doesn’t it?
168 Billion [...]
Filed under: Investments, Misc.
